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NEWS

Business Owners: 2019 Tax Planning Tips for the End of the Year

Nov 29, 2019

If your corporate year end is December 31, it’s a great time to review your business finances. With the federal election over and no major business tax changes for this year, 2019 is a good year to make sure you are effectively tax planning. Please keep in mind that your business may be affected by the recent tax on split income (TOSI) and the passive investment income rules given they came into effect in 2018. These rules can be complicated, please don’t hesitate to consult us and your accountant to determine how this can affect your business finances.

2019 Tax Tips for Employees

Nov 22, 2019

Now that we are nearing year end, it’s a good time to review your finances. With the federal election over and no major tax personal tax changes for this year, 2019 is a good year to make sure you are effectively tax planning.

Wealth Protection – Disability Insurance

Nov 15, 2019

Everybody understands the value of life insurance and most of us who take our finances seriously have a solid life insurance policy in place. But what happens if you are unlucky enough to sustain a serious illness, chronic disease or disability which prevents you from working? Such a scenario could be disastrous for your family finances and this is where disability insurance comes in.

The Best Way to Buy Mortgage Insurance

Oct 01, 2019

Before buying insurance from your bank to cover your mortgage, please consider your options. What does the insurance cover?

Defined Contribution vs. Benefit Pension Plan for Employees

Sep 10, 2019

Defined Benefit vs. Contribution Pension Plan. Understanding the difference.

Retirement Planning for Employees

Sep 10, 2019

Retirement Planning for Employees

Group Insurance vs Individual Life Insurance

Aug 15, 2019

While it’s great to have group coverage from your employer or association, in most cases, people don’t understand the that there are important differences when it comes to group life insurance vs. self owned life insurance.

The Difference between Segregated Funds and Mutual Funds-Infographic

Jul 01, 2019

Segregated Funds and Mutual Funds often have many of the same benefits however there are key differences you should consider.

Why provide an employee benefits plan?

Jun 03, 2019

Business owners are increasingly recognizing the key importance of implementing employee benefit plans in their organization

How to Make the Best of Inheritance Planning

May 01, 2019

Inheriting an unexpected, or even an anticipated, lump sum can fill you with mixed emotions – if your emotional attachment to the individual who has passed away was strong then you are likely to be grieving and the thought of how to handle your new-found wealth can be overwhelming and confusing but also exciting. One of the best pieces of advice in this situation is to give yourself some time before making any binding financial decisions. The temptation to quickly put the money to so-called ‘good use’ or to rush out and spend it can be strong but you must allow the news to sink in and also take some time to consider your options before you embark on the process of dealing with the inheritance. In the short term, put the money away in a high interest savings account and take time to research and think carefully about your financial goals and objectives and how this inheritance can help you to secure and maximize your financial future in the best way.